A step-by-step flow showing how Financial Information Users securely access user-consented financial data through Upmint AA.
User authorizes consent to share financial data via Upmint AA's secure interface.
User links bank or NBFC accounts to share data with FIUs.
FIU initiates a request for user financial data via Upmint API.
Upmint retrieves data from Financial Information Providers (FIPs) securely.
FIUs receive financial data in clean JSON/XML formats via API.
Use data for credit underwriting, expense analysis, or wealth profiling.