Step-by-step flow showing how Financial Information Providers (FIPs) handle user-consented data requests through Upmint AA securely.
FIP validates consent token received from Upmint before processing any data.
FIP verifies identity of requesting FIU and data scope mentioned in the consent.
FIP prepares the user’s financial data in encrypted format, structured for delivery.
Encrypted financial data is securely transmitted to FIU via Upmint’s secure APIs.
All interactions are logged for transparency and regulatory compliance.
Data sharing and audit trails comply with RBI’s Account Aggregator guidelines.